Current Rates

 

Effective as of June 27, 2019

Deposit Accounts

AccountRateMinimum to OpenAPY
Simply NOW Checking 0.01% $25.00 0.01%
Simply Statement Savings 0.05% $25.00 0.05%
Simply Interest Business 0.01% $25.00 0.01%
Business Statement Savings 0.05% $25.00 0.05%
Christmas Club 0.05% $1.00 0.05%

APY = Annual Percentage Yield
Your interest rate and annual percentage yield may change at any time. Fees could reduce the earnings on the account.

CDs & IRAs

TermRateMinimum to OpenAPY
91 Day 0.05% $1,000.00 0.05%
182 Day (6 Month) 0.07% $1,000.00 0.07%
270 Day (9 Month) 0.10% $1,000.00 0.10%
12 Month 0.15% $1,000.00 0.15%
15 Month 0.18% $1,000.00 0.18%
18 Month 0.20% $1,000.00 0.20%
24 Month 0.20% $1,000.00 0.20%
30 Month 0.25% $1,000.00 0.25%
36 Month 0.30% $1,000.00 0.30%
Specials:
16 Month 0.45% $10,000.00 0.45%
18 Month IRA - Variable 0.15% $1,000.00 0.15%
20 Month 1.69% $10,000.00 1.70%
27 Month 1.98% $10,000.00 2.00%

APY = Annual Percentage Yield
For the variable rate IRA, your interest rate and annual percentage yield may change at any time. For any CD or IRA, a penalty may be imposed for early withdrawal.
Compounding & Credit Frequency:
CD’s & IRA’s less than 12 month term– Interest will not be compounded. Interest will be credited to your account at maturity.
CD’s & IRA’s with 12 month term or longer or Variable Rate IRA– Interest will be compounded every day. Interest will be credited to your account quarterly.

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